Sage Profit Recovery Terms of Service
(Effective Date: December 1, 2022)
Thank you for your interest in sageprofitrecovery.com, an Internet platform ("Website") owned and operated by Sage Profit Recovery, LLC.,
a Wyoming corporation ("we," or "us"). Sage Profit Recovery provides consumers (collectively, "Consumers," and individually, "Consumer,"
"User," or "you") an online venue to locate and solicit services from providers in various lines of credit and finance (collectively "Partners").
By registering on the Website, you become a Consumer at no cost and will have the ability to seek referrals for services. References to
Websites shall include, but are not limited to, any and all uses of sagecreditgroup.com via mobile applications, mobile devices, personal
computers, email, telephones or other electronic devices.
1. Acknowledgement and Acceptance
1.1 Your Unconditional Acceptance. This Website and Sage Profit Recovery's services are offered to you for use and are conditioned upon
your unconditional acceptance, without modification, of the following terms, conditions, and notices ("Terms") contained in this Sage Profit
Recovery Terms of Service ("Agreement"). Please read this Agreement carefully. Regardless of whether you register with the Website, your
use of the Website and any related services constitutes your agreement to all Terms. You agree and understand that certain features of the
Website may be subject to additional terms and conditions or registration requirements. You agree to abide by these additional terms, and
you further agree that a violation of those terms while you are accessing the Website shall constitute a breach of this Agreement. This
Agreement also includes Sage Profit Recovery's Privacy Policy and any notices regarding the Website.
1.2 Amendments. You acknowledge and agree that Sage Profit Recovery may amend this Agreement at any time by posting a revised
version of this Agreement on the Website or by notifying Consumers directly in Sage Profit Recovery's sole discretion. Your continued use
of the Website after any changes are made to this Agreement shall constitute your consent to such changes. Sage Profit Recovery does not
and will not assume any obligation to notify Consumers of any changes to this Agreement, or the creation or modification of any additional
terms. You are responsible for remaining knowledgeable about the most current version of the Terms of the Agreement.
2. Use and Age Restrictions
Use of the Website is permitted only by individuals who can form legally binding contracts under applicable Law. Without limiting the
foregoing, use of the Sage Profit Recovery Website is not permitted by anyone under the age of 18. If you do not qualify, please do not use
the Website.
3. Referral Services
3.1 Partner Requests. Upon registration with Sage Profit Recovery, a Consumer may submit through the Website a request for Partners to
contact the Consumer ("Partner Request") concerning desired services. To submit a valid Partner Request, Consumers must provide
required information (e.g., what services the Consumer wants, the type of services, and the Consumer's contact information). Upon receipt
of a Service Request, Sage Profit Recovery selects Partners, from its database, and provides information concerning the Partners' abilities
(defined below) to the Consumer. The Consumer is under no obligation to use the Partner selected to them and may request from Sage
Profit Recovery a referral to a different partner. The selected Partner will contact the Consumer to discuss the Consumer's service needs.
When a Partner makes any communication with a Consumer, the Partner is acting on the Partners’ sole behalf and is not a representative
or agent of Sage Profit Recovery, or any of their affiliates. Sage Profit Recovery does not and cannot guarantee that there will be Partners
who are capable of or willing to complete the requested services at the time and place requested or that the Partners will contact
Consumer. All Partner Requests must be lawful and not in violation of any city or county ordinance, state, local or federal laws. If Consumer
needs additional or future services that are outside of the scope of work contained in Consumer's original Partner Request, Consumer
should return to Sage Profit Recovery for additional Sage Profit Recovery referral services. The Partners suggested by Sage Profit Recovery
are only intended for the scope of work contained in the Consumer's Partner Request.
3.2 Agreement Solely with Partners. When a Partner contacts a Consumer, the Partner is acting on the Partner's sole behalf and is not a
representative or agent of Sage Profit Recovery, or their affiliates. You agree that Sage Profit Recovery is not responsible for the
accessibility or unavailability of any Partner or for your interactions and dealings with them, waive the right to bring or assert any claim
against Sage Profit Recovery relating to any interactions or dealings with any Partner, and release Sage Profit Recovery from any and all
liability for or relating to any interactions or dealings with Partner. If Consumer decides to use the Partner's services after submitting a
Partner Request, Consumer and Partner may enter into an agreement for the Partner to perform services and the Consumer to pay the
Partner for the services rendered. This agreement is solely between the Consumer and Partner, and Sage Profit Recovery, and their
affiliates are not parties to such agreement. Sage Profit Recovery, and their affiliates are not and will not be parties or third-party
beneficiaries to any agreements entered into by and between Consumer and Partner. Accordingly, please consider carefully before you
agree to a Partner's offered services.
3.3 Compensation Paid To Sage Profit Recovery. In most cases, Sage Profit Recovery, and their affiliates are compensated by the Partners
for referrals that are passed through to them, either by direct contact or supervised web link and are not compensated by the Consumer
directly. In cases where Sage Profit Recovery, and their affiliates may be directly compensated by the Consumer, a separate agreement will
be made with the Consumer.
3.4 Intellectual Property. By posting a Partner Request, you represent that the request and services sought do not infringe on the
intellectual property of any third party, including, but not limited to, the work product of any other finance or credit professional. Your
description of the request and services sought must be truthful and accurate. Any Partner Request posted on the Website: (a) shall not be
fraudulent; (b) shall not violate any law, statute, ordinance or regulation (including without limitation those governing export control,
consumer protection, unfair competition, anti-discrimination or false advertising); (c) shall not be defamatory, trade libelous, unlawfully
threatening or unlawfully harassing; (d) shall not be obscene or contain child pornography; and (e) shall not contain any viruses, Trojan
horses, worms, time bombs, cancel bots or other computer programming routines that are intended to damage, detrimentally interfere
with, surreptitiously intercept or expropriate any system, data or personal information.
4. Partners
4.1 Partner Abilities. Sage Profit Recovery requires Partners to provide a detailed description of their abilities to Sage Profit Recovery, and
their affiliates. The Partners Abilities are self-reported by the Partner. Although Sage Profit Recovery may take certain steps to examine the
credentials of Partners, Sage Profit Recovery makes no guarantees, promises, warranties or representations of any kind regarding the skills
or representations of such Partners if you elect to retain their services. Research and quality checks are performed on the Partner before
joining Sage Profit Recovery's Partner network and periodically thereafter. Accordingly, Sage Profit Recovery does not and cannot warrant
that the quality check is up-to-date or current. Further, checks are not applicable to any Partner employees or workers of the Partner
business named by the Partner during registration.
4.3 Licensing. Partners are requested to ensure that all necessary licensing requirements are met for each referral prior to providing
service. Different jurisdictions may require state and/or local (county or municipal) level licensing for certain services, work, and/or project
amounts. The term "Partners" shall not be construed as a representation by Sage Profit Recovery, or their affiliates that all Partners are
properly licensed. Consumers are solely responsible for determining which licenses, if any, are required for their requested services and
whether the Partner that Consumer selects is properly licensed. Before you proceed with a service, you should confirm all licensing
requirements with your state and local authorities and your selected Partner. Sage Profit Recovery always recommends that you ask the
Partner to provide you with a copy of their license(s) and certifications if applicable.
4.4 Insurance and Bonding. Partners may post information and documents concerning insurance policies and/or bonds covering their
services. Sage Profit Recovery does not verify this information. Before you proceed with a project, you should confirm the Partner's existing
insurance coverages and limits and whether it has bonds in place.
4.5 Relationship between Sage Profit Recovery and Partner. Sage Profit Recovery and Partner are separate entities and the employee of
one of those entities is not an employee of another entity. Sage Profit Recovery is not an agent of Partner and Partner is not an agent of
Sage Profit Recovery. In some cases, Sage Profit Recovery may have an affiliate or independent agent agreement in place with the Partner,
but that shall not imply the Sage Profit Recovery, and their affiliates are considered an employee or partner to a specific Partner or any of
its affiliates or their respective personnel.
4.6 Consumer Verification Responsibility. YOU SHOULD VERIFY THAT THE INFORMATION PRESENTED BY THE PARTNER, INCLUDING THE
INFORMATION ON THE PARTNERS ABILITY, IS ACCURATE. SAGE PROFIT RECOVERY DOES NOT VERIFY ALL INFORMATION OR DOCUMENTS
PROVIDED BY PARTNERS AND EXPRESSLY DISCLAIMS ANY GUARANTEES, INDEMNITIES OR WARRANTIES CONCERNING SUCH
INFORMATION. CONSUMERS SHOULD CONDUCT THEIR OWN INVESTIGATION OF PARTNERS, TO INVESTIGATE AND TO DETERMINE, AMONG
OTHER THINGS, WHETHER PARTNERS ARE APPROPRIATELY LICENSED FOR THE REQUESTED SERVICES, FREE OF SIGNIFICANT FEDERAL,
STATE OR LOCAL-LEVEL CIVIL LEGAL JUDGMENTS, AND CARRY APPROPRIATE INSURANCE OR BONDING AT APPROPRIATE COVERAGES AND
LIMITS.
4.7 No Warranty or Endorsement of Partner Services. SAGE PROFIT RECOVERY DOES NOT ENDORSE OR RECOMMEND THE SERVICES OF
ANY PARTNER. THE DECISION TO ENTER INTO AN AGREEMENT FOR SERVICE BELONGS ENTIRELY TO THE CONSUMER. Sage Profit Recovery
DOES NOT WARRANT THE PARTNER'S PERFORMANCE OR THE QUALITY OF GOODS, MATERIALS, EQUIPMENT OR SERVICES FURNISHED BY
PARTNER. SAGE PROFIT RECOVERY DOES NOT CONTRACT FOR OR PERFORM, AND IS NOT RESPONSIBLE FOR, ANY OF THE SERVICES
REQUESTED BY THE CONSUMER IN THE PARTNER REQUEST.YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE WEBSITE
IS AT YOUR SOLE RISK. SAGE PROFIT RECOVERY MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONDUCT OF ANY PARTNER OR
THE PARTNER'S ABILITY TO PROVIDE A SERVICE COMPLIANT WITH THE CONSUMER'S PARTNER REQUEST. YOU EXPRESSLY ACKNOWLEDGE
THAT SAGE PROFIT RECOVERY MAKES NO WARRANTIES, EITHER EXPRESS OR IMPLIED, REGARDING THE QUALITY OF SERVICES RENDERED
BY ANY SERVICE PROVIDER.
5. Payments to Partner
Consumer is solely responsible for paying the Partner for any service provided in accordance with the Consumer's agreement with Partner.
Sage Profit Recovery shall not be liable for any claims made by Consumer relating to, or arising out of, charges to a Consumer authorized
by Consumer's agreement with Partner.
6. Sage Profit Recovery Guarantee
6.1 Referral Service Guarantee. Sage Profit Recovery does not and cannot guarantee the services rendered by the Partner. Sage Profit
Recovery has no obligation or relationship whatsoever to the Consumer with regard to the services by the Partner. However, Sage Profit
Recovery offers Consumers a referral service guarantee ("Sage Profit Recovery Guarantee") valid for thirty (30) days after the Partner
completes or abandons the services required by the agreement between Consumer and Partner. The Sage Profit Recovery Guarantee is
intended to restore Consumer's confidence in the referral services provided by Sage Profit Recovery. The Sage Profit Recovery Guarantee
does not cover faulty service of the Partner or damages that arise from or relate to the services of the Partner.
6.2 Eligibility Requirements for Sage Profit Recovery Guarantee. In the event that a Consumer and Partner are unable or unwilling to agree
upon a resolution pursuant to Section 6.5 below, the Consumer may be eligible,for the Sage Profit Recovery Guarantee aimed at rectifying
Consumer's dissatisfaction with Sage Profit Recovery's referral if it strictly complies with all of the conditions of this Agreement. To be
eligible for the Sage Profit Recovery Guarantee, the Consumer must:
a) Have contacted Sage Profit Recovery in writing to request the Sage Profit Recovery Guarantee within thirty (30) days of the Partner's
completion or abandonment of the services required by the agreement between Consumer and Partner;
b) Have provided accurate and truthful information in the Partner Request and in any other communications with the Partner and Sage
Profit Recovery;
c) Have entered into an agreement with the Partner for services within the scope of the Partner Request and provided Sage Profit Recovery
with a copy of that agreement;
d) Have supplied Sage Profit Recovery with any requested written documentation of Consumer's claim, complaint or dispute; and
e) Have complied with any request by Sage Profit Recovery for a third party evaluation of any service or work performed by a Partner.
f) If you do not comply with these conditions, or if you misrepresent the transaction or provide incomplete information, then the Sage
Profit Recovery Guarantee shall be null and void. The Sage Profit Recovery Guarantee does not extend to satisfaction with a Partner related
to services outside the scope of your original Partner Request.
6.3 Not Insurance or Security for Partner's Performance. The Sage Profit Recovery Guarantee is not insurance nor security for the
performance of services supplied by Partner.
6.4 Agreement to Communicate with Partner. Consumers dissatisfied with a services performed by a Partner agree to resolve issues
directly with the Partner without the involvement of Sage Profit Recovery. If direct communications and efforts between the Consumer and
the Partner do not satisfy Consumer's concerns, Sage Profit Recovery may, in its sole discretion, contact Consumer and Partner to facilitate
further communication regarding Consumer's dissatisfaction. However, Sage Profit Recovery is not responsible or liable to either the
Consumer or the Partner if a mutually acceptable resolution is not reached between Consumer and Partner. Sage Profit Recovery does
not, at any time, become a party to Your dispute with the Partner.
7. Interactions and Disputes with Partners
7.1 Disputes with Partners. Sage Profit Recovery will not directly participate in the resolution of any disputes between Consumers and
Partners (collectively "Users") and is not responsible for disputes, claims, losses, injuries or damage of any kind that might arise out of or
relate to conduct of Users.
7.2 Relationship Between Partners and Consumers. CONSUMER IS SOLELY RESPONSIBLE FOR ITS INTERACTIONS WITH PARTNERS,
INCLUDING THE TERMS AND CONDITIONS OF ANY CONTRACT ENTERED INTO BETWEEN CONSUMER AND PARTNER. CONSUMER'S RIGHTS
UNDER CONTRACTS YOU ENTER INTO WITH PARTNERS ARE GOVERNED BY THE TERMS OF SUCH CONTRACTS AND BY APPLICABLE
FEDERAL, STATE, PROVINCIAL AND LOCAL LAWS, INCLUDING WITHOUT LIMITATION, STATE LAWS RELATING TO CREDIT AND FINANCE
CONTRACTS. SHOULD YOU HAVE A DISPUTE WITH ANY PARTNER, YOU SHOULD ADDRESS SUCH DISPUTE WITH THE PARTNERS DIRECTLY.
SAGE PROFIT RECOVERY IS NOT A PARTY OR THIRD-PARTY BENEFICIARY TO THE CONTRACTS BETWEEN CONSUMERS AND PARTNERS.
8. Release
In exchange for the referral service provided by Sage Profit Recovery and other good and valuable consideration, the receipt and
sufficiency of which is acknowledged, you expressly agree to forever release and discharge Sage Profit Recovery, its officers, directors,
affiliates, parent and subsidiary companies, employees and agents from any claims, demands, causes of action, losses and damages (direct
and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of
or in any way relating to your agreement with Partner and any services performed by Partner. If you are a California resident, you waive
California Civil Code Section 1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to
exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor."
9. No Warranties
SAGE PROFIT RECOVERY MAKES NO REPRESENTATION ABOUT THE SUITABILITY OF THE CONTENTS OR SERVICES OF THIS WEBSITE FOR ANY
PURPOSE. SAGE PROFIT RECOVERY DOES NOT PROMISE THAT THE WEBSITE WILL BE ERROR-FREE, UNINTERRUPTED, OR THAT IT WILL
PROVIDE SPECIFIC RESULTS FROM USE OF THE WEBSITE OR ANY CONTENT, SEARCH OR LINK ON IT. THE WEBSITE AND ITS CONTENT ARE
DELIVERED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. SAGE PROFIT RECOVERY CANNOT ENSURE THAT ANY FILES YOU DOWNLOAD FROM
THE WEBSITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. SAGE PROFIT RECOVERY SHALL NOT HAVE ANY
LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OF THIS WEBSITE, FOR YOUR ACTION OR INACTION IN
CONNECTION WITH THIS WEBSITE OR FOR ANY DAMAGE TO YOUR COMPUTER OR DATA OR ANY OTHER DAMAGE YOU MAY INCUR IN
CONNECTION WITH THIS WEBSITE. SAGE PROFIT RECOVERY SPECIFICALLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND,
EXPRESS OR IMPLIED, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE AND NON-INFRINGEMENT. SAGE PROFIT RECOVERY MAKES NO GUARANTEES OF ANY SPECIFIC RESULT FROM USE OF THIS
WEBSITE. YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK.
THE PROVISIONS OF THIS PARAGRAPH 9 SHALL BE ENFORCED TO THE FULLEST EXTENT PERMITTED BY LAW. SHOULD EXCLUSIONS OF
LIABILITY CONTAINED IN PARAGRAPH 9 BE FOUND TO NOT BE APPLICABLE, SAGE PROFIT RECOVERY SHALL NOT BE LIABLE FOR ANY
DAMAGES RESULTING FROM THE USE OF THIS WEBSITE OR THE MATERIALS ON THIS WEBSITE, UNLESS SUCH DAMAGES ARE DIRECT
DAMAGES AND ARE PROVEN TO BE THE RESULT OF THE NEGLIGENT, RECKLESS OR INTENTIONAL ACTS OR OMISSIONS OF SSAGE PROFIT
RECOVERY, IN WHICH CASE SAGE CREDIT GROUP MAY ONLY BE LIABLE IN THE AMOUNT AND PROPORTION THAT SAGE PROFIT RECOVERY’
'S ACTS OR OMISSIONS CAUSED SUCH DAMAGES.
10. Limitations of Liability
IN NO EVENT SHALL SAGE PROFIT RECOVERY, ITS OFFICERS, DIRECTORS, AFFILIATES, PARENT OR SUBSIDIARY COMPANIES, EMPLOYEES
AND/OR AGENTS BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, PUNITIVE,
INCIDENTAL, GENERAL, SPECIAL OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR RELATING TO (1) THE USE OF, CONTENT IN, DELAY OR
INABLITY TO USE, OR OTHERWISE ARISING IN CONNECTION WITH THIS WEBSITE, (2) THE CONDUCT OF A USER, PARTNER OR ANYONE ELSE
IN CONNECTION WITH THE USE OF THE WEBSITE, INCLUDING WITHOUT LIMITATION, BODILY INJURY, PROPERTY DAMAGE, EMOTIONAL
DISTRESS, AND/OR ANY OTHER DAMAGES, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF
THE POSSIBILITY OF ANY SUCH DAMAGES. SAGE PROFIT RECOVERY IS NOT LIABLE FOR ANY LOST DATA RESULTING FROM THE OPERATION
OF THE WEBSITE. SAGE PROFIT RECOVERY EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF
ANY THIRD PARTY USERS, SAGE PROFIT RECOVERY USERS, ADVERTISERS AND/OR SPONSORS ON THE WEBSITE, IN CONNECTION WITH THE
WEBSITE OR OTHERWISE RELATED TO YOUR USE OF THE WEBSITE. BY USING THE WEBSITE, YOU AGREE TO TAKE REASONABLE
PRECAUTIONS IN ALL INTERACTIONS WITH OTHER USERS OF THE WEBSITE. TO THE EXTENT YOUR STATE DOES NOT ALLOW THE
LIMITATION OF CERTAIN TYPES OF DAMAGES, PORTIONS OF THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
SOME STATES AND/OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF DIRECT, INDIRECT, INCIDENTAL, SPECIAL
AND/OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. IF THAT IS FOUND TO BE THE CASE, SAGE
PROFIT RECOVERY SHALL NOT BE LIABLE FOR INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO (1)
THE USE OF, CONTENT IN, DELAY OR INABILITY TO USE, OR OTHERWISE ARISING IN CONNECTION WITH THIS WEBSITE, (2) THE CONDUCT
OF A USER, PRO OR ANYONE ELSE IN CONNECTION WITH THE USE OF THE WEBSITE, INCLUDING WITHOUT LIMITATION, BODILY INJURY,
PROPERTY DAMAGE, EMOTIONAL DISTRESS, AND/OR ANY OTHER DAMAGES, WHETHER BASED ON CONTRACT, TORT, OR OTHERWISE.
SAGE PROFIT RECOVERY MAY BE HELD LIABLE FOR DIRECT DAMAGES IF SUCH DAMAGES ARE PROVEN TO BE THE RESULT OF THE
NEGLIGENT, RECKLESS OR INTENTIONAL ACTS OR OMISSIONS OF SAGE PROFIT RECOVERY, IN WHICH CASE SAGE PROFIT RECOVERY MAY
ONLY BE LIABLE IN THE AMOUNT AND PROPORTION THAT SAGE PROFIT RECOVERY’S ACTS OR OMISSIONS CAUSED SUCH DAMAGES.
11. Content on Website
11.1 Proprietary Rights. This Website and the material within it, with exception of User Content as defined below, are © 2022 Sage Profit
Recovery. Viewing this Website creates a copy of Sage Profit Recovery materials in your computer's random access memory and/or your
hard drive and/or in your proxy server. The Website contains the copyrighted material, trademarks, service marks, logos and other
proprietary information (the "Intellectual Property") of Sage Profit Recovery. Nothing on this Website should be construed as granting, by
implication, estoppel or otherwise, any license or right to use any Intellectual Property displayed on the Website, without the prior written
permission of the Intellectual Property owner. Other product and company names mentioned in this Website may be the Intellectual
Property of their respective owners.
11.2 Copyright Policy. Except for that information which is in the public domain, you may not post, copy, modify, publish, transmit,
distribute, perform, display, sell or reproduce in any way any Intellectual Property without obtaining the prior written consent of the owner
of such Intellectual Property. Sage Profit Recovery can remove any User Content you post on the Website that violates this statement. If
you believe that your work has been copied and posted on the Website in a way that constitutes infringement, please provide our
Copyright Agent with the following information: (1) an electronic or physical signature of the person authorized to act on behalf of the
owner of the interest; (2) a description of the work that you claim has been infringed; (3) a description of where the material that you claim
is infringing is located on the Website; (4) your address, telephone number, and email address; (5) a written statement by you that you
have a good faith belief that the disputed use is not authorized by the owner, its agent, or the law; (6) a statement by you, made under
penalty of perjury, that the above information in your notice is accurate and that you are the owner or authorized to act on the owner's
behalf. Copyright Agent for notice of claims of infringement can be reached as follows: Sage Profit Recovery, Attention: Legal, 1309 Coffeen
Avenue STE 1200 Sheridan, Wyoming 82801
11.3 Content. Users may post information, reviews, comments, messages, photos, profiles; send emails, e-cards and other
communications; and submit materials, suggestions, ideas, comments, questions, or other information (collectively "User Content"), so
long as the User Content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or
otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial
solicitation, chain letters, mass mailings, or any form of "spam." You agree that all of the User Content and information posted on the
Website (including any ratings, reviews and/or other User Content posted by you), is the sole and exclusive property of Sage Profit
Recovery. The reviews and ratings that You provide do not reflect the views of Sage Profit Recovery. Sage Profit Recovery reserves the right
(but not the obligation) to remove, change or edit such User Content in its sole discretion.
11.4 Reliance on Content, Etc. Opinions, advice, statements, reviews, offers, or other information or User Content made available through
the Website, but not directly by Sage Profit Recovery, are those of their respective authors, and should not necessarily be relied upon. Such
authors are solely responsible for such User Content. Sage Profit Recovery does not: (i) guarantee the accuracy, completeness, or
usefulness of any information on the Website; or (ii) adopt, endorse or accept responsibility for the accuracy or reliability of any opinion,
advice, or statement made by any party that appears on the Website. Under no circumstances will Sage Profit Recovery or its affiliates be
responsible for any loss or damage resulting from your reliance on information or other content posted on the Website or transmitted to
or by any Users.
11.5 Documents and Information Available on this Website. Permission to use documents (such as press releases, datasheets, content,
informational items and FAQs) created using the contents of the Website is granted only if (1) the Copyright Policy above and this
paragraph are included with such documents, (2) use of such documents from the Website is for your informational and non-commercial
or personal use only and will not be copied or posted on any network computer or broadcast in any media, and (3) no modifications of any
documents are made. Use for any other purpose without the express written permission of Sage Profit Recovery is expressly prohibited,
and may result in severe civil and criminal penalties. Violators will be Prosecuted to the maximum extent possible. Documents specified
above do not include the design or layout of the Sage Profit Recovery Website or any other Sage Profit Recovery owned, operated, licensed
or controlled site (the "Sage Profit Recovery Websites"). Elements of Sage Profit Recovery Websites are protected by trade dress, trademark,
unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any Sage
Profit Recovery Website may be copied or retransmitted unless expressly permitted in writing by Sage Profit Recovery.
11.6 Information You Provide to Sage Profit Recovery. Upon using or registering for an account or by completing the Contact Form on the
Website, you will be prompted to disclose certain information about yourself and your service needs if you request services. Some of this
information will be sent to Partners, who will use this information to respond to you. By providing this information to Sage Profit Recovery,
or by submitting a Partner Request, you are requesting, and you expressly consent to having details of your Partner Request sent to
Partners. You further consent to Sage Profit Recovery's use and display on the Website of anonymous data records compiled from
information collected from your Partner Request, including your first name and the nature of the services you requested in your city. Such
information helps other Consumers and Partners evaluate and utilize Sage Profit Recovery's services.
If you submit a Partner Request, Sage Profit Recovery will send identifying information such as your full name and contact telephone
number to the Partner(s) selected to provide you service as requested. This information will be sent to the Partner(s) selected even if you
are listed on any federal, state, provincial or other applicable "Do Not Call" list, in order that Sage Profit Recovery may provide the services
set forth on the Website, to service your account, to reasonably address matters pertaining to your account or for other purposes
reasonably related to your Partner Request and Sage Profit Recovery's business, including marketing related emails. For complete details
on Sage Profit Recovery's use of your information, please review our Privacy Policy. You promise that all information you provide will be
accurate, current and truthful. If you provide any information that is untrue, not current or incomplete, or Sage Profit Recovery has
reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Sage Profit Recovery has the right to
bar you from any current or future use of the Sage Profit Recovery services (or any portion thereof).
You are responsible for maintaining the confidentiality of your passwords as it may apply. You are also responsible for all activities that
occur in connection with your account. You agree to notify us immediately of any unauthorized use of your account.
In the event that you provide Sage Profit Recovery with any feedback regarding the Sage Profit Recovery service or the Website, including
without limitation, any flaws, errors, bugs, anomalies, problems with and/or suggestions for the service or the Website ("Feedback"), such
Feedback will be the property of Sage Profit Recovery who shall have the right to use such Feedback and related information in any
manner Sage Profit Recovery deems appropriate.
11.7 Content Posted by You on the Website. You understand and agree that Sage Profit Recovery may review, edit, change and/or delete
any User Content in its sole discretion. By posting User Content to any public area of the Website, you automatically grant, and you
represent and warrant that you have the right to grant, to Sage Profit Recovery, its affiliates, licensees and successors, an irrevocable,
perpetual, non-exclusive, royalty-free, fully paid, fully sub licensable, worldwide license to use, copy, perform, sell, rent, lease, display,
reproduce, adapt, publish, translate, modify and distribute such information and User Content and to prepare derivative works of, or
incorporate into other works, such information and User Content throughout the world in any media, and to grant and authorize
sublicenses of the foregoing. You further represent and warrant that public posting and use of your User Content by Sage Profit Recovery
will not infringe or violate the rights of any third party. You grant Sage Profit Recovery and sub licensees the right to use the name that you
submit in connection with such content, if they choose. Sage Profit Recovery takes no responsibility and assumes no liability for any
content posted by User or any third party.
You are solely responsible for the User Content that you post on the Website or transmit to other users of the Website, including without
limitation to Partners. You will not post on the Website, or transmit to other Users, any defamatory, inaccurate, abusive, obscene, profane,
offensive, sexually oriented, threatening, harassing, racially offensive or illegal material, or any material that infringes or violates another
party's rights (including, but not limited to, intellectual property rights, and rights of privacy and publicity). You will not provide inaccurate,
misleading or false information to Sage Profit Recovery or to any other user of the Website. If information provided to Sage Profit Recovery,
or another user, subsequently becomes inaccurate, misleading or false, you will promptly notify Sage Profit Recovery in writing of such
information.
The following is a partial list of the kind of User Content that is illegal or prohibited on the Website. Sage Profit Recovery reserves the right
to investigate and take appropriate legal action in its sole discretion against anyone who violates this provision, including without
limitation, removing the offending communication from the Website and terminating the membership of such violators. It includes, but is
not limited to, User Content that:
•
is patently offensive to the online community, such as User Content that promotes racism, bigotry, hatred or physical harm of any
kind against any group or individual;
•
harasses or advocates harassment of another person;
•
involves the transmission of "junk mail," "chain letters," or unsolicited mass mailing or "spamming";
•
promotes information that you know is false or misleading;
•
promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory or libelous;
•
promotes an illegal or unauthorized copy of another person's copyrighted work, such as providing pirated computer programs or
links to them, providing information to circumvent manufacture-installed copy-protect devices, or providing pirated images, audio or video,
or links to pirated images, audio or video files;
•
contains restricted or password only access pages, or hidden pages or images (those not linked to or from another accessible page);
•
provides material that exploits people under the age of 18 in a sexual or violent manner, or solicits personal information from
anyone under the age of 18;
•
provides instructional information about illegal activities such as making or buying illegal weapons, violating someone's privacy, or
providing or creating computer viruses;
•
solicits passwords or personal identifying information for commercial or unlawful purposes from other users;
•
engages in commercial activities and/or sales without our prior written consent such as contests, sweepstakes, barter, advertising,
and pyramid schemes; and
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violates state and/or local consumer protection laws.
Your use of the Website, including but not limited to the User Content you post on the Website, must be in accordance with all applicable
laws and regulations. All information you include in your account information must be accurate, current and complete. Sage Profit
Recovery reserves the right to investigate and terminate your membership if you have misused the Website, or behaved in an
inappropriate, unlawful or illegal manner.
You acknowledge that a violation of the foregoing User Content provisions could result in significant damages to Sage Profit Recovery, and
you agree that you are liable to Sage Profit Recovery for any such damages. Sage Profit Recovery reserves the right to revoke your access to
the Website and services at any time and for any reason. With exception of information that is generally accessible to the public, all
information about Partners is confidential and for your personal use only. If it is determined or suspected by Sage Profit Recovery in its
sole discretion that you are misusing or attempting to misuse or circumvent the Sage Profit Recovery services or system, or are using or
attempting to use them for any inappropriate, non-personal, or commercial purposes, including but not limited to activities such as
hacking, infiltrating, fraud, advertising, jamming or spamming, Sage Profit Recovery reserves the right, in its sole discretion, to immediately
terminate your access without notice and to initiate without notice appropriate legal actions or proceedings to seek appropriate remedies
and/or damages, including but not limited to direct and consequential damages, lost revenue, repairs, legal fees, costs and expenses, and
to seek specific performance, injunctions or other equitable remedies.
11.8 Modifications to Website. Sage Profit Recovery reserves the right at any time to modify or discontinue, temporarily or permanently,
the Website (or any part thereof) with or without notice. You agree that Sage Profit Recovery shall not be liable to you or to any third party
for any modification, suspension or temporary or permanent discontinuance of the Website.
11.9 Blocking of IP Addresses. In order to protect the integrity of the Website, Sage Profit Recovery reserves the right at any time in its sole
discretion to block certain IP addresses from accessing the Website.
11.10Privacy. Use of the Website is also governed by our Privacy Policy, as provided on the website.
11.11Disclaimers. Sage Profit Recovery is not responsible for any incorrect or inaccurate content posted on the Website or in connection
with the Website, whether caused by Users of the Website, or by any of the equipment or programming associated with or utilized in the
Website. Sage Profit Recovery is not responsible for the conduct, whether online or offline, of any Consumer, Partner or other third-party
users of the Website. Sage Profit Recovery assumes no responsibility for any error, omission, interruption, deletion, defect, delay in
operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, User input. Sage
Profit Recovery is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems,
servers or providers, computer equipment, software, failure of email or players on account of technical problems or traffic congestion on
the Internet or at any Website or combination thereof, including injury or damage to Users or to any other third party computer related to
or resulting from participating or downloading materials in connection with the Web and/or in connection with the Website. Under no
circumstances will Sage Profit Recovery or any of its affiliates, advertisers, promoters or distribution partners be responsible for any loss or
damage, including personal injury, death or property damage, resulting from anyone's use of the Sage Profit Recovery Websites, any
content posted on the Website or transmitted to Users, or any interactions between Users of the Website, whether online or offline. The
Sage Profit Recovery Website is provided "AS-IS" and Sage Profit Recovery expressly disclaims any warranty of fitness for a particular
purpose or warranty of non-infringement. Sage Profit Recovery cannot guarantee and does not promise any specific results from use of
the Sage Profit Recovery Website.
In addition to the preceding paragraph and other provisions of this Agreement, any advice that may be posted on the Website is not
intended to replace or substitute for any professional financial, medical, legal, or other advice. Sage Profit Recovery makes no
representations or warranties and expressly disclaims any and all liability concerning any treatment, action by, or effect on any person
following the information offered or provided within or through the Website.
11.12 Links. The Website may provide, or third parties may provide, links to other World Wide Web sites or resources, including, by way of
example, the placement of a widget or live feed from a customer ratings website. Because Sage Profit Recovery has no control over such
sites and resources, you acknowledge and agree that Sage Profit Recovery is not responsible for the availability of such external sites or
resources, and does not endorse and is not responsible or liable for any content, advertising, products or other materials on or available
from such sites or resources. You further acknowledge and agree that Sage Profit Recovery shall not be responsible or liable, directly or
indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of, or reliance upon, any such content,
goods or services available on or through any such site or resource.
12. Termination of Account
This Agreement will remain in full force and effect while you use the Website and/or are a Consumer of Sage Profit Recovery. You may
terminate your account at any time, for any reason. To cancel an account, please send a written notice of termination to Sage Profit
Recovery, PO Box 347, Riverton, IL 62561 or email notice of termination to sagecreditgroup@gmail.com. If you terminate your account,
your account will be disabled within 14 days. Sage Profit Recovery may terminate your account or this Agreement at any time, with or
without cause, by sending notice to you at the email address you provide in your account registration, or such other email address as you
may later provide to Sage Profit Recovery, or at your physical address or addresses provided to Sage Profit Recovery. All decisions
regarding the termination of accounts shall be made in the sole discretion of Sage Profit Recovery. Sage Profit Recovery is not required to
provide you notice prior to terminating your account. Sage Profit Recovery is not required, and may be prohibited, from disclosing a reason
for the termination of your account.
13. Sage Profit Recovery Customer Care Representative
Sage Profit Recovery may provide assistance and guidance through customer care representatives. When communicating with our
customer care representatives, you may not to be abusive, obscene, profane, offensive, sexist, threatening, harassing, racially offensive or
otherwise behave inappropriately. If we feel that your behavior toward any of our customer care representatives or other employees is at
any time threatening or offensive, we reserve the right to immediately terminate your membership. You acknowledge and agree that Sage
Profit Recovery may monitor and/or record any telephone calls between you and Sage Profit Recovery.
14. Jurisdiction and Choice of Law
If there is any dispute arising out of this Agreement or the use of the Website, by using the Website you expressly agree that any such
dispute shall be governed by the laws of the State of Illinois, without regard to its conflict of law provisions, and you expressly agree and
consent to the exclusive jurisdiction and venue of the Superior Court of Sangamon County, Illinois for the resolution of any such dispute.
15. Dispute Resolution
At the sole option of Sage Profit Recovery, any claim, dispute or controversy arising out of, relating to or concerning in any way the
Agreement or use of the Website shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA")
under its commercial arbitration rules. The decisions of the arbitrators shall be binding and conclusive upon all parties involved, and
judgment upon any arbitration award may be entered by any court having competent jurisdiction. Each party shall bear its own costs, fees,
and expenses associated with any arbitration, except that the parties agree to split equally the costs and expenses of the arbitrator/AAA.
Sage Profit Recovery may elect, in its sole discretion, not to use arbitration for any individual claim. IF ARBITRATION IS CHOSEN BY SAGE
PROFIT RECOVERY WITH RESPECT TO A CLAIM, YOU WILL NOT HAVE THE RIGHT TO LITIGATE THE CLAIM IN COURT, HAVE A JURY TRIAL, OR
ENGAGE IN PRE-ARBITRATION DISCOVERY EXCEPT AS PROVIDED FOR BY THE AAA COMMERCIAL ARBITRATION RULES. FURTHER, YOU WILL
NOT HAVE THE RIGHT TO PARTICIPATE IN ANY CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION. OTHER RIGHTS
THAT YOU WOULD HAVE IF YOU WENT TO COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION.
16. Indemnification
Consumer agrees to indemnify, defend and hold harmless Sage Profit Recovery, its parents, subsidiaries, affiliates, officers, agents, and
other partners and employees, from and against any loss, liability, claim, demand or suit, including reasonable attorney's fees, resulting
from or arising out of any act or omission of Consumer, except to the extent such loss is caused by Sage Profit Recovery's sole negligence.
It is agreed that with respect to any legal limitations now or hereafter in effect and affecting the validity and enforceability of Consumer's
obligation under this Indemnification clause, such legal limitations are made a part of Consumer's obligation to the minimum extent
necessary to bring this Indemnification clause into conformity with the requirements of such limitations, and as so modified, Consumer's
obligation shall continue in full force and effect.
17. No Third Party Beneficiaries
Except as otherwise set forth expressly herein, nothing contained in this Agreement, express or implied, is intended to confer upon any
person or entity, other than Sage Profit Recovery and the Consumer, any benefit, right or remedy.
18. SURVIVAL
The following provisions shall survive the abandonment, expiration or termination of the Agreement: Agreement with Partner, No
Warranty or Endorsement, Interactions and Disputes with Partners, Release, No Warranties, Limitations of Liability, all provisions in the
Content on Website section, Disclaimers, Jurisdiction and Choice of Law, Dispute Resolution, Indemnification, No Third Party Beneficiaries,
Survival, and any other representations, guarantees and warranties of Consumer or provisions of this Agreement which obligate the
Consumer after the abandonment, expiration or termination of this Agreement shall be deemed to survive such abandonment, expiration
or termination.